While RRSPs are traditionally viewed as retirement vehicles, they offer strategic advantages even if retirement isn't your immediate focus. Often the key is balance—RRSPs shouldn't consume all your investment capital if you have more immediate goals, but they deserve consideration as part of your comprehensive strategy. Our personalized recommendations will depend on your current situation and goals.

No. We offer fee-for-service financial planning packages, meaning we provide objective advice with no sales commissions.

Property isn't always the right move for everyone. Some considerations may include: total costs vs. renting costs, opportunity costs vs. other investments, market timing vs. life timing. The right move depends on your career stability, location flexibility, cash flow, and whether homeownership aligns with your overall goals.